Virginia Hart
ART Insurance Broker
The road to parenthood does not look the same to all people. Whether you are navigating infertility or using an egg donor and a gestational carrier, you begin to map out your journey to parenthood.
One of the most important aspects is to understand the financial implications of your choices and tools available to minimize the financial risk through insurance and cost saving methods. Below are a few best practices to keep in mind.
Find a broker
Before starting the journey, work with a broker who specializes in assisted reproductive technology (ART) to ensure insurance policies you are considering cover infertility and/or surrogacy. Some policies contain exclusions; it is best practice to review your policy and others available through the market when your journey is merely an idea.
If using donor eggs, sperm, or a gestational carrier, make sure the insurance requirements are met according to your contractual obligations. Providing your ART insurance broker with those obligations maximizes your financial safety, as more than one type of insurance may be needed to insure all open contractual risks.
Taking time to map your journey by speaking to an expert ART insurance broker who understands the breadth of your unique position is one of the best ways to navigate a financially sound journey.